Fayetteville • Cumberland County • Fort Liberty
Rent to own from $99 a month with no credit check, finance with no minimum credit score, or pay cash. Free delivery and setup from our Lumberton lot, 35 miles south on I-95. Widths run 6 to 16 feet, lengths 8 to 48.
What It Costs
Most people land here wanting a number, so here it is up front. Rent to own starts at $99 a month with no credit check and no credit pull. Where it goes from there depends on the building, and we would rather show you real prices than a made-up range.
Every in-stock building on our live inventory feed lists its actual lot price next to an estimated monthly payment. Filter by style, size, lot and price, and you are looking at buildings that already exist and can be delivered, not a configurator guess. Want something that is not on a lot? Spec it in the 3D design center and it will hand you an estimate at the end.
Our lower price tier. Same LP SmartSide siding and same 4x6 treated runners as Premium, with a lighter framing spec and fewer options. Carries a 2-year warranty.
Heavier framing, double interlocking top plate, trusses every two feet, the full upgrade path, anchors included and a 5-year warranty. Engineer-stamped prints available on request.
From $99 a month. No credit check, no credit pull, 36 to 72 month terms, capped at $25,000. Turn the building in any time you are current. No early payoff penalty.
Pay outright for the lowest total cost, or take the 90-day same-as-cash option if you want a short runway. Financing through Hearth is the third path, with no minimum credit score.
Whatever the building costs, that is what it costs delivered. Free delivery and setup runs to 50 miles from any lot, which covers every address in Cumberland County from Lumberton. There is no separate freight line and no setup fee on top of the quote.
Want a real number on a real building? Browse what is on the lots right now, or tell us the size and options and we will quote it.
See In-Stock Prices Request a Quote Call (910) 634-399590 Day Same As Cash | Rent to Own with No Credit Check | Free Delivery Within 50 Miles of Any Lot
Before You Order
This is the question that trips up more Fayetteville buyers than anything else, and the answer turns on one number: twelve feet.
The North Carolina Residential Code generally exempts a detached accessory building from a building permit when no dimension, length, width or height, exceeds 12 feet. Cross that line and a building permit comes into play. That is why an 8x10 or a 10x12 usually clears without one and a 12x16 usually does not.
Zoning is a separate matter and it applies at every size. Setbacks from side and rear property lines have to be met on a 6x8 the same as on a 14x40, and a shed cannot sit in the front yard in most residential districts. Flood-zone parcels and properties near Fort Liberty can carry extra review.
Then there is the jurisdiction question, which catches people out. Cumberland County Planning and Inspections handles the county except for the City of Fayetteville, the Town of Hope Mills and the Town of Spring Lake. Those three run their own inspections departments. A buyer in Hope Mills and a buyer two miles outside it are calling different offices about the same building.
Rules get amended, so treat this as orientation and not as clearance. For unincorporated county addresses, call Cumberland County Planning and Inspections at (910) 321-6636 and ask what they require for an accessory structure at your address. In Fayetteville, Hope Mills or Spring Lake, call your town or city directly.
On our end, every Premium Series building comes with a stamped engineer print on request certifying 150 mph wind speeds, with the blocking and anchoring schedule included. That is normally the exact document a permit desk asks for. Ask your salesperson to have it ready with the order rather than chasing it afterward.
Right Size, Right Fit
The mistake we watch people make is buying one size too small to save forty dollars a month, then calling back inside a year. Buy for what you will own in three years, not what is sitting in the garage today.
Push mower, hand tools, bikes, holiday bins, deployment gear. Fits the tighter lots around Spring Lake and base-adjacent rentals. Stays under the 12-foot permit threshold.
Riding mower with room to walk around it, workbench on one wall, shelving on another. Handles overflow from a three-bedroom house. The size most Cumberland County orders land on.
A workspace, not just storage. Woodworking, a detailing setup, a veteran-run side business. Add windows for daylight and you can work in it year round.
Equipment barns for acreage out toward Raeford and Hoke County. Tractors, ATVs, trailers, implements. We build to 14x40.
A loft is the cheapest square footage you can buy. On a gambrel-roof barn shed, lofts run 4 feet on a 12-footer, two 4-footers at 16, two 6-footers from 20 to 24, and two 8-footers on anything 28 feet and up. That storage sits over your head and costs you nothing in footprint, which matters on a lot with setbacks to respect.
Not sure between two sizes? Tell us what is going in it and we will tell you straight which one fits.
Get Sizing HelpOur Models
Everything below is built at our own plant and delivered assembled. Browse the full lineup on the sheds page, or see what is on the ground right now in current inventory.
Our number one seller in this market. The gambrel roof buys you real overhead storage without adding a foot to the footprint, so a 12x16 barn holds what a 12x20 utility holds. Ground floor still takes the mower, the bench and the tools. See barn sheds.
Straight walls, single-slope simplicity, lowest cost per square foot. The right pick when the goal is getting the garage back for vehicles. An 8x10 covers the basics, a 10x16 lets you organize instead of stack. See utility sheds.
Built to be worked in rather than filled up. A 12x20 gives you a bench, materials storage and daylight from real windows. We deliver these regularly to active-duty side businesses and retiree shops around the Sandhills. See workshop sheds.
Storage on one side, covered sitting area on the other. Buyers who plan to use the building daily, not just store in it, tend to end up here. Also the easiest style to get past a picky HOA board. See porch sheds.
Also available: cottage styles, modern sheds, she sheds, tiny home shells, gazebos, pavilions and dog kennels.
See it before you buy it. Pick style, size, siding and color in the 3D builder. Five minutes.
Build Your Shed in 3D →Delivery & Setup
Two lots cover this market. Lumberton, NC at 2010 W 5th St is about 35 miles south of Fayetteville on I-95. Laurinburg, NC is about 40 miles southwest on US-401. Both keep buildings on the ground you can walk into before you commit. Delivery and setup are free anywhere inside 50 miles of a lot, which covers all of Cumberland County.
We need a path to the spot at least two feet wider than the building on each side, gate openings included. Measure the narrowest pinch point, usually a gate or the gap between the house and a fence, and tell us that number when you order.
Your building sits on solid concrete block under the treated runners, set level before the crew leaves. Standard setup is one course of 4x8x16 solid block, and you supply it. A poured pad works too but is not required and is not included.
A building already on a lot usually lands 7 to 10 days after your paperwork clears, and next day in a lot of cases. A custom order goes into the plant build schedule, so ask about the current queue before you commit to a date.
Tight lot, narrow gate, no side access? Our build-on-site crew assembles the same building in place. There is a $2,000 minimum build fee and your salesperson can price it against a delivered unit.
Full logistics detail lives on the delivery and setup page. Already own a building and need it moved? We handle shed relocation across NC and SC, including buildings other companies built.
How People Pay
Three ways to do this, and they are genuinely different products. Pick on how long you expect to stay put, not on which monthly payment looks smallest.
Handled by Heartland Capital Investments. No credit check, no credit pull, approval usually same day. Terms run 36 to 72 months and cap at $25,000. Because it is a rental agreement rather than a loan, you can turn the building in at any point during the term: stay current on payments, cover the pickup fee, and we come get it, with nothing reported to the credit bureaus. Keep paying and it is yours at the end, or pay it off early with no penalty. That exit is the whole reason this option dominates in a town that rotates on orders. Full rent-to-own terms.
Runs through Hearth, a third-party platform that matches you against its partner lenders. There is no minimum credit score, because lenders weigh your score and your debt-to-income ratio together rather than drawing a hard line. The application is a soft pull and will not touch your credit. You own the building outright from day one, which also means there is no turn-in option later. See financing.
Cheapest per dollar, no agreement, no term, done. Lot prices on every in-stock building are listed on the current inventory feed, and there is also a 90-day same-as-cash option if you want a short runway rather than none.
Speedy Sheds is not the lender on either financed option. Your paperwork goes through outfits that process shed contracts every day, which is why approvals move fast.
Fort Liberty
A large share of the sheds we deliver around Fayetteville get ordered against a military clock. Orders drop, the window shrinks, and the household moves whether the garage got sorted or not. A building you bought here should not turn into one more thing to unload in a hurry.
If you are in a rental near Spring Lake, Cliffdale or Hope Mills, buying outright is a gamble on a timeline you do not control. Rent to own solves that specific problem, because the turn-in option described above means an early PCS does not strand you with a building you cannot take.
Plenty of soldiers buy in Hope Mills or Raeford, then get stationed somewhere else in the Carolinas a few years later. The building goes with you. Our shed moving service relocates portable buildings across NC and SC, and coast-bound families ask about it often enough that we also serve shed buyers around Jacksonville.
A locked building in your own backyard beats a rented unit across town on both cost and hassle. Duffels, tubs and field gear come out of the spare room and the house gets to breathe. Something modest from the Select Series covers most single-rotation storage. Ask for a number.
Delivery Zones
Free delivery covers everything inside 50 miles of the Lumberton or Laurinburg lot. In and around Cumberland County, that is these communities.
Haymount, Cliffdale, Cottonade, Vanstory Hills and the north side. Lots vary a lot by neighborhood, but most take a 10x12 to 12x16 comfortably. Utility sheds lead in the older interior neighborhoods where side access is tight.
Closest town to Fort Liberty's main gates and the highest concentration of military renters we serve. Rent to own is the standard order here for the reasons above.
Southwest of the city. Established neighborhoods plus newer subdivisions, and lot sizes that handle a 12x16 or larger without crowding setbacks. Barn and utility models split the volume.
West of Fayetteville, where suburban turns rural fast. Acreage here supports the bigger barn models and equipment storage. This is where our 14x24 and up go.
East Cumberland County. Larger parcels, agricultural neighbors, straightforward delivery access. Equipment and multi-use buildings.
Our lot town. Same-week delivery is often possible here because the building does not have to go anywhere first.
We also run deliveries north toward Sanford and Lee County and northwest into Moore County around Southern Pines and Pinehurst. Those sit outside Cumberland County, so ask about the schedule rather than assuming a same-week slot.
Who Builds It
Every building we sell around Fayetteville is manufactured at our plant in McColl, South Carolina, roughly 55 miles away. Not sourced, not white-labeled from another builder. Same crews, same lumber, same standards on a 10x12 utility as on a 14x40 barn, which is the only reason we can quote a nonstandard size without farming it out and marking it up.
Short haul matters more than it sounds. Your building is not riding a flatbed across three states before it lands in your yard, which keeps the delivery schedule honest and keeps damage in transit rare.
Premium Series is the top construction spec: double interlocking top plate, trusses every two feet, and engineered wind prints available on request. See the Premium spec sheet, or compare against Select Series if budget is driving the decision. Warranty terms differ between the two, 5 years versus 2, and they are spelled out on the warranty page.
Want to see finished work first? Walk the Lumberton or Laurinburg lot, browse current inventory, or look through the gallery. Plant visits can be arranged on request with the plant manager.
Common Questions
Rent-to-own payments start at $99 a month with no credit check. Beyond that it depends on the building, because price moves with size, siding, roofing and options like extra windows, double doors, a ramp or a loft. Every building on our current inventory feed shows its actual lot price alongside an estimated monthly payment, so you can compare real numbers instead of ranges. Delivery and setup inside 50 miles of a lot is free, so the price you see is the price at your house.
It depends on size. Under the North Carolina Residential Code, a detached accessory building with no dimension over 12 feet generally does not need a building permit. Over 12 feet in length, width or height, it does. Zoning applies either way, so setbacks still have to be met even on a small building. Note that Cumberland County Planning and Inspections covers the county except for the City of Fayetteville, Hope Mills and Spring Lake, which run their own departments. Rules change, so confirm with the right office at (910) 321-6636 or your town before you order.
Yes. Rent to own runs through Heartland Capital Investments with no credit check and no credit pull. Terms run 36 to 72 months and cap at $25,000. Approval is same day in most cases, and you can pay it off early at any point with no penalty.
If the building is already on the Lumberton or Laurinburg lot, usually 7 to 10 days from the time your paperwork clears, and next day in a lot of cases. A custom order built at our McColl plant takes longer because it goes into the build schedule. Ask your salesperson for the current queue before you commit to a date.
Three things. A clear path to the spot at least two feet wider than the building on each side, gate openings included. A reasonably level spot with the grass cut and obstacles moved. And your concrete block on site, since you supply it: one course of 4x8x16 solid block. If the gate or driveway will not clear, our build-on-site crew can assemble in place for a $2,000 minimum build fee.
Yes, on a rent-to-own agreement. It is a rental, not a loan, so you can turn the building in at any point during the term. Stay current on payments, cover the pickup fee, and we come get it, with nothing reported to the credit bureaus. That option does not exist if you financed or paid cash, because in those cases you own it outright.
Usually not. The building sits on solid concrete block under the treated runners, which spreads the weight and keeps the floor level. Standard setup is one block high using 4x8x16 solid concrete block that you supply before delivery day. A poured pad works if you would rather have one, but it is not required and not included in the price.
Our Lumberton lot at 2010 W 5th St is about 35 miles south on I-95. The Laurinburg lot is about 40 miles southwest on US-401. Both carry buildings on the ground you can walk through. Call ahead and we will tell you what is currently on each.
Premium Series carries a 5-year warranty. Select Series carries a 2-year warranty. Full terms here.
Yes. We reposition buildings on the same property and haul them to a new address across NC and SC, including buildings we did not build. Send photos of the building, the current spot and the new spot through our shed moving form and dispatch will quote it.
Bring us the covenants and we build to them. Vinyl siding, architectural shingles, custom paint matching, shorter wall heights and custom footprints are all available, which covers most of what boards ask for. We cannot approve the building on your board's behalf, so get their sign-off in writing before you order.
There is no minimum score. Financing runs through Hearth, whose partner lenders weigh your credit score and your debt-to-income ratio together. The application is a soft pull and will not affect your credit. If financing is not a fit, rent to own has no credit check at all.
At our own plant in McColl, South Carolina, roughly 55 miles from Fayetteville. Every building sold in this area is built there by our own crews. Plant visits can be arranged on request and must be scheduled ahead with the plant manager.
Sheds in Fayetteville start at $3,775 for a Select 10x12, or $2,699 for the compact Little Speedy line. Most popular mid-size builds run $4,300 to $6,700, and larger workshops and barns run $7,400 to $13,500. Every building is available on rent to own with no credit check at identical pricing on every Speedy Sheds lot, so get a free quote.
Nearby Shed Hot Zones
These pages cover other markets on our free-delivery routes: